free credit/debit card terminal now includes EBT if you are
approved for the Supplemental Nutrition Assistance Program
EBT is the delivery
of government benefit funds via electronic means. As more of our
society utilizes government sponsored programs EBT is a payment
option growing at a tremendous rate.
EBT are typically of two general categories: Food and cash benefits. Food benefits are federally authorized benefits that can be used only to purchase food and non-alcoholic beverages. Food benefits are distributed through the Supplemental Nutrition Assistance Program (SNAP), formerly the Food Stamp Program. Cash benefits include state general assistance, Temporary Assistance for Needy Families (TANF) benefits and refugee benefits. Federal law mandated that
all federal aid distributions must be made electronically by
1999. Government programs such as Social Security, state issued
food stamps, Women/Infants/Children (WIC) and Temporary
Assistance to Needy Families (TANF), issue benefits on an
electronic card known as an EBT card.
All Food and Consumer Services (
participate in Supplemental Nutrition Assistance Program. If you choose to
participate, you will be able to accept Food Stamp Purchases
or Public Assistance from customers with the EBT Cards.
Because the purchases are done electronically, you no longer
have the coupons to total, bundle or deposit. As long as EBT Card Cardholder enters a Personal Identification Number
(PIN) into terminal Pin Pad and the purchase is
approved, there is no liability for Food Stamps or Public
Assistance transactions. Balancing EBT purchases is
similar to balancing your credit cards or cash register. You
will receive training and instructions on how to perform this
function. If your customer has a PIN, your liability is nil.
EBT Card purchases performed at your store are
automatically deposited into your account within 48 hours. EBT cards are interoperable, which means that an EBT card can be used in any authorized store in the United States regardless of the state it was issued, including the District of Columbia, Guam and the U.S. Virgin Islands.
Retailers who wish to start accepting food stamps in their store
can apply online by registering for a USDA eAuthentication
account at the USDA website (http://www.fns.usda.gov/snap/retailers/application-process.htm).
Registration is free. If you prefer a paper application, call
877-823-4369 and request that an application be mailed to you.
Retailers who fill out the online application will have 30 days
to complete it. After sending in all requested documentation,
allow the USDA at least 45 days to notify you of its decision.
You will receive a seven-digit FNS FCS id number in which we will configure into the
terminal. Training is provided by USDA (download
a copy). Authorized EBT retailers need to display either the Quest logo or a picture of the EBT card
for a free terminal and free monthly paper supply